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TCC Credit Union lends millions of dollars each year to thousands of Members. Members finance through TCC CU everything from automobiles to educations. Loan interest rates are reviewed monthly to ensure they are competitively priced.
All rates and terms are subject to change without prior notice.
TCC CU may finance up to 100 percent of the MSRP (sticker price) of a new car, truck or van, including tax and license(plus GAP insurance and mechanical breakdown insurance). The maximum term for this loan is 60 months (72 months for more than $20,000).
TCC CU can finance up to 100 percent of the NADA retail value for some used vehicles. Terms up to 60 months are available. For model years six years old or older, TCC CU may finance up to the trade-in value from the NADA book for terms up to 48 months.
We urge members to fill out an application before they start shopping for a vehicle. Once it's approved, the Member may select a vehicle at his/her leisure. A pre-approved vehicle loan is valid for 60 days. Pre-Approved financing may give the Member an advantage when bargaining for the price of the vehicle.
TCC CU offers a low-cost insurance program which protects the member from expensive auto repairs. MBI is very much like the extended warranties offered by auto dealers, but costs much less.
Our Credit Union wants your car-buying experience to be the best for you. With TCC CU, you can obtain a pre-approved car loan and purchase a new car or truck via phone, fax, or internet. You can get the availability, pricing, options, and more on the vehicle you want, all from the comfort of your home or office. BY PHONE, just call TCC CU for a list of dealers and representatives along with details for fax and internet options. BY FAX, fax us your loan application to 214-348-8693. BY THE INTERNET, you can submit a loan application via this website.
Where do you go from here?
Before submitting your loan request, we encourage you to research the vehicle of choice using other on-line sources, such as Car and Driver Buyer's Guide and the Kelley Blue Book's Official Price Guide, ,and the resource we use here at the credit union: NADA price guides.
Be sure to visit one of our newest tools we have provided to assist our members in their car-buying endeavors: CYBER AUTO NETWORK, an online method for you to pick the car you want from the dealer you want, or just tell the dealers what you want and let them bid for your business!
See just how much you can save at TCC CU. Our Loan Calculator will provide you with monthly payments and interest paid based on the term of the loan.
Members can borrow up to $5,000 (based on credit worthiness) for the purpose of vacation, furniture or other major purchases. Maximum term is 48 months.
TCC CU works with a number of the finest religiously affiliated schools in providing loans for tuition for their children at those schools that require pre-paid tuition. If your school is interested in participating in this program, please contact the credit union.
TCC CU will assist you in establishing credit if you are new to the world of finance, or we can assist you in re-building credit that is less than what it should be. Contact us for details on how we can help you with this program.