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Loan Rates

Current Rates

Product Term From APR To APR
 
 
New & Used Vehicles 
2009 & Newer
Up to  60 months
3.99%
18.00%
New & Used Vehicles 
2009 & Newer $15,000 +
61 to 72 months
4.99%
18.00%
Used Vehicles
2006, 2007, 2008
Up to 48 months 8.24% 18.00%
Shared Secured
Up to 60 months
4.75%
4.75%
Certificate Secured
Flexible
2.50% above CD rate
Guaranteed Tuition Loans
Contractual
Call for rates
 
 
 
Signature and 2005 & Older Vehicles
Up to 48 months
12.25%
18.00%

APR is Annual Percentage Rate. Terms are dependent upon amount financed. Your interest rate may vary within the ranges shown above. Ask your loan officer for more details.


Share Rates

Effective Fourth Quarter, 2010

Account Name Min. Balance Rate APY
Regular Savings
$0
0.00%
0.00%
Regular Savings
$100
.05%
.05%
Regular Savings
$10,000
.05%
.05%
Money Market
$0
0.00%
0.00%
Money Market
Effective (09/01/2011)
$2,000
.10%
.10%
Roth/Traditional IRA/SEP
$0
0.00%
0.00%
Roth/Traditional IRA/SEP
$250
.50%
.50%
Roth/Traditional IRA/SEP
$2,000
.50%
.50%
Coverdell Education Savings Account
(Formerly Education IRA)
$0
0.00%
0.00%
Coverdell Education Savings Account
(Formerly Education IRA)
$100
.50%
.50%
Coverdell Education Savings Account
(Formerly Education IRA)
$2,000
.50%
.50%

Rate is Annual Percentage Rate. APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Interest on your IRA accounts and dividends on your Share accounts are compounded and paid quarterly. Checking (Money Market) account interest is compounded and paid monthly. This schedule is incorporated as a part of your account agreement with your Credit Union. *Minimum balance requirements apply to average daily balance (amount of principal in account each day). **All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.


Rates subject to change.