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Loan Rates

Current Rates

Rate is determined by credit score and the term of the loan.





New Vehicles/Motorcycles

1.99%* +


Pre-Owned Vehicles/Motorcycles

1.99* +


New RV's

6.5%* +


Pre-Owned RV's

7.25%* +


New Boats

6.5%* +


Pre-Owned Boats

7.25%* +


Signature Loans

3.74%* +


Share Certificate Secured

2%* plus Certificate Rate


Share Savings Secured

2%* plus savings rate


Guaranteed Tuition Loans

Call for Rates

*Rates, terms and conditions subject to change.  Credit subject to approval. + Rate includes 0.25% reduction for automatic payment from a TDECU checking or savings.  Other rates are available. 



*Rate is determined by credit score and term of the loan and all loans are subject to approval.



APR is Annual Percentage Rate. Terms are dependent upon amount financed. Your interest rate may vary within the ranges shown above. Ask your loan officer for more details.

Rate is Annual Percentage Rate. APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Interest on your IRA accounts and dividends on your Share accounts are compounded and paid quarterly. Checking (Money Market) account interest is compounded and paid monthly. This schedule is incorporated as a part of your account agreement with your Credit Union. *Minimum balance requirements apply to average daily balance (amount of principal in account each day). **All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

Rates subject to change.