
| Product | Term | From APR | To APR |
New & Used Vehicles 2003 & Newer |
Up to 24 months |
4.49% |
18.00% |
New & Used Vehicles 2003 & Newer |
25 to 36 months |
4.99% |
18.00% |
New & Used Vehicles 2003 & Newer |
37 to 60 months |
5.99% |
18.00% |
New & Used Vehicles 20,000+ |
61 to 72 months |
7.99% |
18.00% |
Used Vehicles: 2000, 2001, & 2002 |
Up to 48 months |
8.24% |
18.00% |
Shared Secured |
Up to 60 months |
4.75% |
4.75% |
Certificate Secured |
Flexible |
2.50% above CD rate |
|
Guaranteed Tuition Loans |
Contractual |
Call for rates |
|
Home Equity Loans |
Up to 120 months |
Call for rates |
|
Signature and 1999 & Older Vehicles |
Up to 48 months |
12.25% |
18.00% |
APR is Annual Percentage Rate.Terms are dependent upon amount financed. All loan categories are eligible for .50% discount for having automatic loan payment transfers from TCC CU checking account, OR .25% discount for automatic debits from an account at an outside financial institution. Your interest rate may vary within the ranges shown above. Ask your loan officer for more details.
Effective 03/20/2008
| Account Name | Min. Balance | Rate | APY |
|
Regular Savings |
$0 |
0.00% |
0.00% |
|
Regular Savings |
$100 |
.55% |
.55% |
|
Regular Savings |
$10,000 |
.83% |
.83% |
|
Money Market |
$0 |
0.00% |
0.00% |
|
Money Market Effective (06/01/2008) |
$2,000 |
1.00% |
1.00% |
|
Roth/Traditional IRA/SEP |
$0 |
0.00% |
0.00% |
|
Roth/Traditional IRA/SEP |
$250 |
1.05% |
1.05% |
|
Roth/Traditional IRA/SEP |
$2,000 |
1.40% |
1.41% |
|
Coverdell Education Savings Account (Formerly Education IRA) |
$0 |
0.00% |
0.00% |
|
Coverdell Education Savings Account (Formerly Education IRA) |
$100 |
1.05% |
1.05% |
|
Coverdell Education Savings Account (Formerly Education IRA) |
$2,000 |
1.40% |
1.41% |
Rate is Annual Percentage Rate. APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Interest on your IRA accounts and dividends on your Share accounts are compounded and paid quarterly. Checking (Money Market) account interest is compounded and paid monthly. This schedule is incorporated as a part of your account agreement with your Credit Union. *Minimum balance requirements apply to average daily balance (amount of principal in account each day). **All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.